New Member Center


Welcome to Encurage Financial Network Credit Union!

You are now a member and owner of the credit union! We want to welcome you as a new member of our credit union family.

As an owner, you have access to all of the products and services of the credit union. You’ll also see any credit union “profits” come back to you in the form of better rates, fewer fees, and investment in your community.

How to Setup Online Banking

Step 2

Enter your Member Number

  • You can find this number on your new account documents.
  • It is generally six digits and will come before any dashes on your documents.
  • Example 123456-XXX, your member number would be 123456

Step 3

Enter your Social Security Number (SSN)

You will now be able to create a new username, password and select challenge questions & answers to help safeguard your account.

Now that you’ve registered for Online Banking, download the EFNCU Mobile App to help you stay connected anywhere!

Download on the iOS App Store

Get it on Google Play

Use Online & Mobile Banking to:

Move money

Pay bills or transfer money between EFNCU accounts and external accounts.

Deposit on the go

Deposit checks wherever you are with the EFNCU mobile app

Stay alerted

Set up account & debit card alerts to help manage your accounts.

Get in touch

Live chat, send a message, or schedule an appointment.

Save even more time:

Enroll in e-Statements

Ditch the paper and get your statement delivered electronically every month.

Link External Accounts

Register for our Account to Account (A2A) service to link your outside accounts quickly and easily. Transfer funds, make loan payments, and more.

Learn More

Set up Direct Deposit

Have your payroll or government payment deposited directly to your account.
You’ll need EFNCU’s routing number (271989112) and your full account number.

Make an Appointment

Appointments aren’t required, but they can help minimize wait times.

Make an Appointment