Rates

Rates are subject to change without notice.

Loan Rates - Effective Sunday, December 8, 2019
Loan TypeRates as low asTerms/Information
Used Auto Loan3.990%for 2015-2018 Models. Also Low Rates for 2009-2014 Models
Recreational Vehicle9.990%Flexible Terms. Extended Warranty & GAP Protection Available
Flex Line of Credit8.990%24/7 Access to Funds as Cash, Credit or Overdraft Protection
Personal Loan8.990%Up To $10,000 for Personal Needs
Quinceanera Loan9.990%With Built-in Savings for Her 18th birthday.
Holiday Loan7.990%Cover Holiday Expenses for Less or Consolidate Store Cards

Rates are subject to change without notice.

Savings Rates - Effective Friday, November 8, 2019
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.100%$0.00$0.00
REGULAR SHARES0.200%$0.00$5,000.00
REGULAR SHARES0.400%$0.00$25,000.00
MONEY MARKET ACCOUNT0.500%$0.00$2,500.00
MONEY MARKET ACCOUNT0.650%$0.00$25,000.00
MONEY MARKET ACCOUNT0.800%$0.00$50,000.00
MONEY MARKET ACCOUNT1.000%$0.00$100,000.00
REGULAR IRA SHARES0.100%$0.00$0.00
REGULAR IRA SHARES0.200%$0.00$5,000.00
REGULAR IRA SHARES0.400%$0.00$25,000.00
EVERYDAY CHECKING0.000%$0.00$0.00
EVERYDAY CHECKING0.100%$0.00$2,500.01
  • APY= Annual Percentage Yield. Fees may reduce earnings.
  • Rate may change after the account is opened.
  • Christmas Club funds are disbursed to your share savings on November 1st.
  • Minimum Balance listed is required to earn the corresponding APY listed.

 

Certificate Rates - Effective Sunday, December 8, 2019
Certificate TermAPYMinimum Deposit
12 MONTH CERTIFICATE1.700%$1,000.00
18 MONTH CERTIFICATE1.750%$1,000.00
24 MONTH CERTIFICATE1.800%$1,000.00
36 MONTH CERTIFICATE1.900%$1,000.00
48 MONTH CERTIFICATE2.000%$1,000.00
  • APY= Annual Percentage Yield. Fees may reduce earnings.
  • Early withdrawal penalties may apply.