encurage logo hero-01

Introducing the encurage financial network!

At our core, we believe everyone should have access to the tools & resources needed to help them make their financial dreams a reality.  Our role is to help you find the way to make those dreams a reality. That’s why we’re thrilled to be launching a new, cooperative network, the encurage financial network.

The encurage financial network brings together four legacy credit unions and three credit union service organizations (CUSOs). First Financial Credit Union, S & C Credit Union, C & NW Proviso Credit Union, and Win-Hood Co-Op Credit Union have been working collaboratively for years to educate & inspire our members while expanding their access to tools & resources, this will allow them to continue to work together cooperatively, while adding new network partners to help deliver even more value for our shared membership.

Our promise, “You have the will. Let’s make the way.”, embodies our commitment to our members and our network partners. Ultimately, we believe that through collaboration and innovation, we can continue to deliver exceptional, high-value services to our members, helping give them the courage to make their financial dreams a reality.

But our commitment to you goes beyond just your individual financial goals. We’re also dedicated to strengthening the communities we call home. Each of our member credit unions shares our values of community, collaboration, and service, and we’re excited to work together to make a positive impact in the Chicagoland area.

By joining forces under the encurage financial network, we’re able to leverage our collective expertise and resources to better serve our members and the communities they call home.

Furthering Our Commitment to You

We are thrilled to announce the upcoming launch of encurage financial network, a testament to our unwavering commitment to better serve our members. By joining forces with other network credit unions, we can combine our resources and expertise to enhance operations, maximize member services, and provide innovative financial solutions! This network will enable us to fulfill our mission of enriching the financial lives of our members and strengthening the communities we serve.


First Financial Credit Union members will not notice any immediate changes.

Your current products, services and rates will all continue on as normal. Our locations, hours and the same smiling faces you’re used to seeing will all remain in place. Your account, routing, and debit / credit card numbers will not change. 

You will see, that First Financial Credit Union will now be referred to as First Financial Credit Union, part of the encurage financial network.  

Over time, we will launch a new website, mobile & online banking experiences and many other exciting enhancements that will add value to your membership and help you achieve even more! 

Online & Mobile Banking usernames & passwords will not change as you will be able to continue using the same application you are currently using. 

Over time, you will notice continued enhancements like an updated look and feel.

Account, routing & debit/credit card numbers will not change. All incoming & outgoing recurring payments will continue to be processed as expected.

All members of First Financial Credit Union, S & C Employees Credit Union, Win-Hood Co-Op Credit Union and C & NW Proviso Credit Union are considered members of the encurage finanical network.

As a network, we strive to bring in new network partners. This will increase the number of branches we can make available to you, expand our knowledge base by bringing in additional expertise and develop new products and services to better serve you! 

No, staff will not be changing as you will continue to see the same faces at all the branches. 

In fact, by collaborating as a network, we are better positioned to serve you by having more in-branch and support staff available to serve you. 

Yes! With the exception of branches located on private property (S & C Employees CU & Win-Hood Co-Op CU) you will have access to all of our community branches and shared MoneyPass ATM Network Locations! 

Mission Statement & Pillars

Our cooperative financial network is dedicated to delivering meaningful solutions and expertise to the communities we call home. We believe by empowering members to achieve their version of financial success; we can encourage a better future for us all. We commit to collaborate, innovate, and enrich. we will continuously challenge ourselves to stay ahead of the curve, adapt to change and leave a lasting positive impact.


We believe we’re stronger together. Whether that’s by partnering with our network credit unions, bringing our team together to solve challenges, and by building innovative solutions by and for our members, we do it together. We ask questions and seek answers, no voice goes unheard, we build things together with our partners and teams.


When we dig deeper, we help our members go further. We’re always looking to try new things, because we know if we can be more efficient we can do more for our members. We will continuously challenge ourselves to stay ahead of the curve, adapting to change and delivering innovative, impactful solutions that make a positive difference in the lives of our members and the communities we serve.


We believe every interaction is an opportunity to leave our world better than we found it. Our first answer won’t ever be “No”. We will make a way if we can’t find one because that’s what our members and communities deserve. We emphasize the importance of developing and retaining exceptional talent and giving them the tools to resources to effect positive change.

Our Network

Become a Member?

Becoming a member is quick and easy! You can apply for membership online in just few minutes.

Want to Visit Us?

Visit one of our branches located in the Chicagoland area today.