Mobile Banking
EFNCU’s mobile banking is your secure, fast and convenient access to the credit union while you’re on the go. Easily view balances and transactions, move money between accounts, or even open up new ones.
With a Encurage Checking Account, you also gain access to our free Bill Pay and Pay Anyone services, which let you quickly pay your bills and send money to friends and family.
You can sign in to Mobile Banking from your browser, or download the Encurage Financial Network Credit Union app to get the additional perk of Mobile Deposit, helpful links, and quick access to current offers and news.
| Mobile Banking Functions | Features |
|---|---|
| Remote Deposit | Quick and secure, mobile deposit capture lets you deposit your checks in the convenience of your home, work, or on the go! Just snap a picture of your endorsed check, and we’ll get the funds into your linked account before the end of the next business day. |
| Text Banking | Allows you to conveniently receive banking information for up to three savings and/or checking accounts with real time alerts from EFNCU on any phone that can receive text messaging. |
| View Account Details, History & Transactions | Using the mobile app and It’s Me 247 online banking, you can access all the details of your accounts right from your mobile device. |
| Account Transfers | Move your money around between accounts as you please. |
| eStatements | Receive paperless bank statements through It’s Me 247 online banking |
| Reminders & Alerts | Through It’s Me 247 customize what, how and when you would like to receive your banking notices |
| Online Bill Pay | Manage your payments by choosing the account you are paying from and entity you are paying. |
| Apply for a Loan | Apply and get approved for a loan right from your mobile device. Fill out the loan form and set up a loan remotely |
| Open a CD or Savings | Open a fixed savings account that earns interest based on your balance and the term of the account |