First Financial Credit Union - Personal Loans

Flex Line of Credit

As a line of credit, you can conveniently access funds at a branch or by transferring to your First Financial savings or checking account. The Flex Line of Credit can also be used as overdraft protection for your checking account. There are no annual fees or fees for overdraft transfers. View our current loan rates here.




  • No charge for transferring funds as overdraft protection
  • No annual fees
  • Monthly payments are 3% of account balance, with a minimum of $50


Application Requirements:
To complete the loan application process, we need to receive the following:

  • A Photo ID
  • A Recent Paystub
  • You don’t have to be a member to apply, but you will need a membership before we can disburse loan funds.