As a line of credit, you can conveniently access funds at a branch or by transferring to your FFCU savings or checking account. The Flex Line of Credit can also be used as overdraft protection for your checking account. There are no annual fees or fees for overdraft transfers.
- No charge for transferring funds as overdraft protection
- No annual fees
- Monthly payments are 3% of account balance, with a minimum of $50
To complete the loan application process, we need to receive the following:
- A Photo ID
- A Recent Paystub
- You don’t have to be a member to apply, but you will need a membership before we can disburse loan funds.
Rates and Fees
|Loan Type||Rates (APR*)|
|Signature (Unsecured) Loan||8.99%|
|Flex Line of Credit||11.99%|
|CD/Share Secured Loan||2.99%|
Approximate Monthly Payment per $1000 Borrowed: The greater of 3% of loan balance or $50
* APR = Annual Percentage Rate. Rates are subject to change without notice. Your Actual Annual Percentage Rate will be based upon your individual credit worthiness, loan amount, term of loan, and applicable prepaid items.