Personal Loan

Personal Loans

Our personal loans allow you to finance everything from unexpected daily expenses, to cultural parties, to overdrafts. We also work with members looking to establish or improve their credit history. Fill out our Online Loan Application to apply for any of our personal loan options.


Signature Loan

Finance your personal expenses or consolidate current loans and credit. Finance up to$10,000 for up to 60 months as low as 8.99% APR*1. No fees for early payments or payoffs.


Flex Line of Credit

A flexible line of credit that is ready when you need it and can be used as overdraft protection. Lines up to $10,000 with monthly payments of 3% of your balance, a minimum of $50. Rates as low as 11.99% APR.* No annual fees or fees for overdraft transfers to a Savings or Checking account.


Secured Loan

A loan that is secured by your own funds from a Share Savings or CD. This Secured Loan is designed to help build credit. Rates as low as 2.99% APR*. Available for up to 72 months.


Quinceanera Loan

A low rate personal loan to help fund cultural events, including Quinceaneras! An additional savings account is opened to help save for future milestones. Up to 5 year terms for amounts up to $10,000. Rates as low as 8.99% APR*1.


Holiday Loan

With the presents and trimming covered, you can focus on making memories during the Holiday Season. Borrow up to $1200 for 12 months to help you make the most of your Holidays, without the added stress. Rates as low as 7.99% APR*2.


Loan TypeRates (APR*)
Signature (Unsecured) Loan8.99%
Flex Line of Credit11.99%
CD/Share Secured Loan2.99%
Quinceanera Loan8.99%


1: Monthly Payment based on 60 month term at 8.99%= $20.15/ $1000 borrowed

2: Monthly Payment based on 12 month term at 7.99%= $86.76/ $1000 borrowed

*APR = Annual Percentage Rate. Rates subject to change without notice. Your actual APR will be based upon your individual credit worthiness, loan amount, term on loan and applicable prepaid items. Lending is subject to standard credit qualifications and membership at First Financial Credit Union.