First Financial Credit Union - Personal Loans

Personal Loans

Our personal loans allow you to finance everything from unexpected daily expenses, to cultural parties, to overdrafts. We also work with members looking to establish or improve their credit history. Fill out our Online Loan Application to apply for any of our personal loan options.


Signature Loan

Finance your personal expenses or consolidate current loans and credit. Finance up to$10,000 for up to 60 months as low as 8.99% APR*. No fees for early payments or payoffs.


Flex Line of Credit

A flexible line of credit that is ready when you need it and can be used as overdraft protection. Lines up to $10,000 with monthly payments of 3% of your balance, a minimum of $50. Rates as low as 11.99% APR.* No annual fees or fees for overdraft transfers to a Savings or Checking account.


RapidCash Loan

A quick $500 loan for those unexpected expenses or an alternative to a payday loan. 6 month term at 0% APR*. Requires a direct deposit and one year of prior credit union membership with no credit check.


Secured Loan

A loan that is secured by your own funds from a Share Savings or CD. This Secured Loan is designed to help build credit. Rates as low as 2.99% APR*. Available for up to 72 months.


Quinceanera Loan

A low rate personal loan to help fund cultural events, including Quinceaneras! An additional savings account is opened to help save for future milestones. Up to 5 year terms for amounts up to $10,000. Rates as low as 8.99% APR*.



*APR = Annual Percentage Rate. Rates subject to change without notice. Your actual APR will be based upon your individual credit worthiness, loan amount, term on loan and applicable prepaid items. Lending is subject to standard credit qualifications and membership at First Financial Credit Union.