First Financial Credit Union - Debt Protection

Debt Protection

Thinking about taking out a loan to make home improvements or buy a vehicle? It can be a financial gamble because life happens. You’re betting you can pay back your loan and you won’t lose your job, become disabled, or pass away, leaving your family responsible for your loan balance.

Credit Guard Debt Protection is a voluntary loan-payment protection plan that helps preserve your family’s standard of living and relief from financial burdens if a protected life event such as disability, loss of life, or involuntary unemployment happens to you.

 

We offer three coverage options, any of which can be added to a new or existing loan.

The Padlock

This basic plan covers life insurance so your loved ones will not be responsible for your loan if you pass away.

The Watchdog

The next level of coverage that includes loss of life and disability protection. Don’t let your loans be an added burden in the event of an injury, illness or death.

The Fortress

Covers involuntary unemployment, life, and injury or disability.

 


How to Apply

To add Credit Guard to a new or existing loan, talk to one of our loan officers by calling 773-565-2000 or stopping in at a branch.

 

Your purchase of Credit Guard is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Credit Guard. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.