You can be a credit union owner.

We want you to join us! We are a community-based credit union and have a number of options so you can be eligible to open an account and become an owner.

Why is there an eligibility requirement?

Unlike banks, there is a common bond that unites credit union members. For EFNCU, the bond is our Chicagoland location. Having a shared connection between our account holders makes our community stronger because we experience and value the same things. Whether that be investing in our school systems, cheering on Chicago sports teams, sponsoring movies in the parks, or partnering with local charities.

Our staff, board of directors, and entire membership are dedicated to improving the financial health of our families and community.

Eligibility Options

Live or Work in Chicagoland. The most common is living or working in our geographic field of membership area. The borders are:

  • North: IL Route 120
  • West: IL Route 53 / I-290 to I-355
  • South: I-55
  • East: Lake Michigan

If your municipal area “transverses” or crosses any of these boundaries, you’re also eligible! Refer to our zip code list here

Family members of existing members. Membership can be offered to anyone who is an immediate family member of an existing account holder.

Employees of our Partnered Employers. We’ve partnered with a number of employers to make all of their employees eligible for membership. If you work for one of the listed companies, you can open an account. Don’t see your employer listed? They may be on our extended list – ask us and we will check or can reach out to them to form a partnership.

  • Advocate Healthcare
  • Alcatel-Lucent
  • Endurance Warranty
  • John Crane Inc.
  • Methode Electronics
  • S&C Electric
  • Worker’s Union Local 707