Checking Accounts

We offer three Checking Account options so we can fit your specific needs.

  • Do you want to earn more and never worry about ATM access? Our High 5 Checking is a high interest account that really pays. At 5% APY*, you can earn one of the nation’s highest rates plus get ATM rebates for out-of-network ATMs. Learn More
  • Are you looking for a free checking account? Our Basic Checking is the perfect account for anyone who wants quick and easy access to money with checks or a debit card. No minimum or maximum balance requirements. Learn More

All of our checking accounts come with a free Visa debit card and a variety of free services. Compare the three accounts side-by-side below or talk to us about which Checking Account is right for you.


All FFCU checking accounts come with these free services:


FFCU_checkingPg_icons-06

Surcharge-Free ATMs
& Branch Network

 


online banking - financial manager

Online Banking
& Bill Pay

 


Mobile Banking

Mobile Banking
App for Deposits

 


Email and Text Alerts

Email & Text
Alerts

 


Visa Debit Cards

Visa
Debit Card

 


Checking Accounts

High Interest Checking Account
Learn More
A High Interest Checking that rewards you for regular use.

Easy access to ATMs with our fee-free network and ATM fee rebates.
5.00% APY* on balances up to $2500

.10% APY* on balances over $2500.

No minimum balance requirements

No monthly fees
Account opening is based on Credit Score and Chexsystem Record. Must make 15 signature-based debit card transactions per month and be enrolled in eStatements to receive dividends and ATM fee reimbursements.

Overdraft protection is available with a savings or line of credit. No fees for overdraft transfers.
Basic Checking Account
Learn More
A free Checking with quick access to your money..10% APY*

No minimum balance requirements

No monthly fees
Account opening is based on Credit Score and Chexsystem Record.

Overdraft protection is available with a savings or line of credit. No fees for overdraft transfers.

 

*APY = Annual Percentage Rate. Dividends are calculated based on the average daily balance.

High 5 Checking Account earns 5% APY on balances up to $2,500 and .10% APY on balances over $2,500. To earn 5% APY and up to $10 in monthly ATM fee reimbursements, complete 15 signature-based debit card transactions in the statement period and be actively enrolled in eStatements.

There is a minimum average daily balance of $2,500 to earn dividends on the Basic Checking.