When you want to earn a higher interest rate on your savings, consider a Certificate of Deposit (CD). A CD is a fixed savings account that earns interest based on your balance and the term of the account.
A CD is perfect for your longer term savings goals, like creating a fund for your child’s or grandchild’s college education. It can also help you save for a down payment on a car or home quicker with its higher rate and limited withdrawals.
You can start a certificate with as little as $1,000. All deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), so you have peace of mind that your savings are safe with First Financial.
If you are a current member, you can immediately open a CD in online banking by selecting New Accounts and then More Certificate Info. Transfer funds from one of your other FFCU accounts to open the certificate or set up an Account-to-Account transfer to easily and securely transfer funds from another financial institution.
Rates & Terms
|Certificate Term||APY||Minimum Deposit|
|12 MONTH CERTIFICATE||0.750%||$1,000.00|
|12 MONTH CERTIFICATE||1.000%||$5,000.00|
|12 MONTH CERTIFICATE||1.750%||$100,000.00|
|18 MONTH CERTIFICATE||1.000%||$1,000.00|
|18 MONTH CERTIFICATE||1.250%||$5,000.00|
|18 MONTH CERTIFICATE||1.750%||$100,000.00|
|24 MONTH CERTIFICATE||1.150%||$1,000.00|
|24 MONTH CERTIFICATE||1.400%||$5,000.00|
|24 MONTH CERTIFICATE||1.900%||$100,000.00|
|36 MONTH CERTIFICATE||1.300%||$1,000.00|
|36 MONTH CERTIFICATE||1.550%||$5,000.00|
|36 MONTH CERTIFICATE||2.000%||$100,000.00|
|48 MONTH CERTIFICATE||1.400%||$1,000.00|
|48 MONTH CERTIFICATE||1.650%||$5,000.00|
|48 MONTH CERTIFICATE||2.000%||$100,000.00|
APY = Annual Percentage Yield. Early withdrawal penalties may reduce earnings. Subject to change at any time.