Our personal loans allow you to finance everything from unexpected daily expenses, to cultural parties, to overdrafts. We also work with members looking to establish or improve their credit history. Fill out our Online Loan Application to apply for any of our personal loan options.
|Overview||Limits, Rates & Terms||Other Details||Approximate Monthly Payment per $1000 Borrowed|
|Finance your personal expenses or consolidate current loans.||Finance up to$10,000 for up to 60 months as low as 11.99% APR*.||No fees for early payments or payoffs.||$22.31|
|Flex Line of Credit|
|A flexible line of credit that is ready when you need it and can be used as overdraft protection.||Lines up to $10,000 with monthly payments of 3% of your balance, a minimum of $50. Rates as low as 6.99% APR*.||No annual fees or fees for overdraft transfers. Funds can easily be transferred to a Savings or Checking account.||The greater of 3% of loan balance or $50|
|$500 loan for those unexpected expenses or an alternative to a payday loan.||6 month term at 18% APR*. Requires a direct deposit and 1 year of prior credit union membership.||No Credit Check required. $25 application fee. Can help rebuild credit.||$88.11|
|CD or Share Secured Loan|
|100% share and certificate secured loan. Designed to help build credit..||Rates as low as 2.75% APR*. Available for up to 72 months.||Loan is secured by your savings in a CD or Share account.||$17.86|
|To help make your day shine without added stress on your regular budget.||Up to 5 year terms for amounts up to $10,000. Rates as low as 8.99% APR*.||An additional savings account is opened to help save for future milestones.||$20.76|
|Easily afford all of your Holiday festivities, presents and travel.||Up to $1,200 with a one year term at 8.99% APR*.||Available in November and December.||$87.46|
*APR = Annual Percentage Rate. Rates subject to change without notice. Your actual APR will be based upon your individual credit worthiness, loan amount, term on loan and applicable prepaid items. Lending is subject to standard credit qualifications and membership at First Financial Credit Union.