Personal Loans



Our personal loans allow you to finance everything from unexpected daily expenses, to cultural parties, to overdrafts. We also work with members looking to establish or improve their credit history. Fill out our Online Loan Application to apply for any of our personal loan options.

  • Signature (Unsecured Personal) Loans
    • Borrow for terms up to 60months with our Signature Loan.
  • Flex Line of Credit
    • As a line of credit, you can conveniently access funds at a branch or by transferring funds to your FFCU savings or checking account. The Flex can also be used as overdraft protection for your checking account with free overdraft transfers. Monthly payments are 3% of your balance and there are no yearly fees or additional costs making it the perfect safety net for a rainy day!
  • RapidCash Loan
    • The RapidCash Loan is designed to get you in and out of a branch quickly with $500 for those unexpected expenses or an alternative to a payday loan. This is the perfect loan for someone wanting to build their credit and their lending relationship with FFCU.  You can borrow up to $500 for 6 months at a fixed rate of 18% APR. Some restrictions apply, for additional details click here: Disclosures
  • Quinceanera Loan
    • As your special little girl transitions to a young lady, we can help you make the celebration as memorable and as beautiful as she is. With a low rate lown, you can afford everything from the perfect gown to a decadent cake without breaking your budget.
  • CD or Share Secured Loan
    • 100% share and certificate secured loans are available for up to 72 months. This is a great option for someone who would like to later apply for a Signature or Auto Loan, but would like to focus on establishing credit now.


What do I need?QuestionMark

To complete the loan application process, we need to receive the following:

  • A Photo ID
  • A Recent Paystub
  • You don’t have to be a member to apply, but you will need a membership before we can disburse loan funds.