Privacy Policy

WHAT DOES First Financial Credit Union DO WITH YOUR PERSONAL INFORMATION?

Facts
Why?Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we
collect, share, and protect your personal information. Please read this notice carefully to understand
what we do.
What?The types of personal information we collect and share depend on the product or service you have
with us. This information can include:
 Social Security number and account balances
 credit history and credit scores
 income and transaction history
When you are no longer our member, we continue to share your information as described in this
notice.
How?All financial companies need to share members’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their members’
personal information; the reasons First Financial Credit Union chooses to share; and whether you
can limit this sharing.

Sharing Personal Information

Reasons we can share personal informationDoes First Financial Credit Union share?Can you limit this sharing?
For our everyday business purpose —
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or to report to credit bureaus
YesNo
For our marketing purpose —
to offer our products and services to you
YesNo
For joint marketing with other financial companiesYesNo
For our affiliates' everyday business purposes —
information about your transactions and experiences
NoWe don't share
For our affiliates' everyday business purposes —
information about your creditworthiness
NoWe don't share
For nonaffiliates to market to youNoWe don't share

Limit Our Sharing

To limit our sharingCall 773-565-2000
Questions?Call 773-565-2000 or go to firstfcu.org

Who we are

Who is providing this notice?First Financial Credit Union

What we do

How does First Financial Credit Union protect my personal information?To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
How does First Financial Credit Union collect my personal information?We collect your personal information, for example, when you
 open an account or show your government-issued ID
 apply for financing or give us your contact information
 show us your driver's license
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.
Why can't I limit all sharing?Federal law gives you the right to limit only
 sharing for affiliates’ everyday business purposes – information about your
creditworthiness
 affiliates from using your information to market to you
 sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.

Definitions

AffiliatesCompanies related by common ownership or control. They can be financial and
nonfinancial companies.
 First Financial Credit Union has no affiliates.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and
nonfinancial companies.
 First Financial Credit Union does not share with our nonaffiliates so they can
market to you.
Joint marketingA formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
 Our joint marketing partners include Enterprise Car Sales and insurance
companies.