First Financial Credit Union - Auto Loans

Auto Loans

Buying a vehicle is a major purchase in anyone’s life and we’re here to make the process easier from finding the right vehicle to making your first auto loan payment. A member of our lending team will work with you and your budget to finance up to 100% your new or used vehicle, motorcycle, or recreational vehicle at a low rate and with flexible terms. We also offer competitive pricing on additional coverage for your vehicle along with payment protection plans.

 

Application Requirements:

To complete the loan application process, we need to receive the following:

  • Photo ID
  • A recent paystub
  • Insurance for your vehicle
  • Bill of Sale or statement from current auto finance company
  • You don’t have to be a member to apply, but you will need a membership before we can disburse funds.

 


Loan Details

Used Vehicle Loan

We’ll finance up to 100% on used vehicles with up to 72 month terms. Rates start at 2.99% APR*.

Additional Coverage and Services:

 

New Vehicle Loan

We’ll finance up to 100% on new vehicles with up to 72 month terms. Rates start at 2.99% APR*.

Additional Coverage and Services:

 

Recreational Vehicle Loan

Includes motorcycle, boat and other recreational vehicles made from 2003-2014. Rates start at 6.75% APR**

 


Rates

Auto Loan TypeRates as low as (APR*)
New Auto Loan2.99%
Used Used Loan2.99%
Recreational Vehicle Loan7.99%

 

 

*Monthly Payment based on 60 month term at 2.99%= $17.97/ $1000 borrowed

** Monthly Payment based on 60 month term at 6.75%= $19.69/ $1000 borrowed

* APR = Annual Percentage Rate. Rates are subject to change without notice. Your Actual Annual Percentage Rate will be based upon your individual credit worthiness, loan amount, term of loan, and applicable prepaid items.