Free Kasasa Cash Back® Checking

Free Kasasa
Cash Back®

Take back your cash, your fees, your control

Get a checking account that earns refunds as you spend. You’ll get cash back on debit card purchases, refunds on your ATM withdrawal fees, and more!*

Plus, you’ll pay no monthly maintenance fee and have no minimum balance requirements to earn your checking rewards.


Here’s How it Works

  • No monthly maintenance fees
  • 4.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $200 in purchases per month
    • Earn up to $96 cash back per year!

You’ll Also Get


How to Qualify for Rewards

Qualifying to earn your Kasasa Cash Back checking rewards is a breeze.

Just make sure the following transactions and activities post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

It’s just that easy.

Even if you don’t meet your qualifications during the cycle, your Kasasa Cash Back account is still free. Plus, you can get right back to earning your full rewards the very next month!

Ready To Open Kasasa Free Cash Back Checking?

If you’re not already a member, you can complete your membership application online in just a few minutes!

Already a Member?

Thank you for being a member! We can get you set up for your new Kasasa Checking quickly and easily!

Just complete the form below and a member of our team will reach out to you within 24 hours to get set up.

    The Kasasa Saver helps you make more of your Kasasa Checking Rewards. by automatically transferring them to a high-rate savings account.

Don’t want to complete online? You can also visit one of our Chicagoland branches, email us at, or call us at 847.676.8000!

Please see below for more info on the Kasasa Free Cash Back Checking account.

Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.

“Monthly Qualification Cycle” means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.

Ask your Member Service Representatives for specific Monthly Qualification Cycle dates.

Reward Information:

When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 4.00% cash back on up to a total of $200 debit  card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle.

You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during the Monthly Qualification Cycle in which you qualified.

When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded.

Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed.

Additional Information:

Membership restrictions may apply. Limit 1 Kasasa Checking Account Per SSN.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

No minimum deposit is required to open the account.

There are no recurring monthly maintenance charges or fees to open or close this account.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Federally insured by NCUA


Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.