Home loan options

Mortgage Options with Encurage

You have options for your mortgage partner, but none can match the care and attention you’ll receive when you work with Encurge.

We are dedicated to making the process easy and understandable so you know exactly what to expect every step of the way. You’ll get discounts or programs that work for you and stick to your schedule.

Based in Chicagoland since 1936, we’re a part of the community too. We want to see it grow and be the first to say “Welcome home, neighbor!”

1st Mortgage

We’ll help you afford your next home, whether it’s a single family home, multi-unit building, condo or vacation retreat.

We offer a range of 10 to 30 year fixed-rate loans, as well as 3/10 t 10/1 adjustable rate loans.

Home Equity Line of Credit

Our HELOCs make it easy to pay for home renovations, a college degree, debt consolidation and so much more.

Make interest-only payments during the 5 year draw period, followed by a 10 year fixed repayment period at a competitive rate.