Free Kasasa Cash® Checking

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Free Kasasa®
Cash Checking

Your checking should be paying you

Choose a free checking account that pays you just for banking here. Get rewards like earning really high dividends on your balance, refunds on your ATM withdrawal fees, and more!* You’ll pay no monthly maintenance fees and have no minimum balance requirements to earn rewards.

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Here’s How it Works

  • Free checking that pays really high dividends
  • 3.50% APY* on balances up to $15,000
  • 0.25% APY on balances over $15,000
  • 0.05% APY on all balances even if qualifications aren’t met
  • No minimum balance to earn rewards
  • No monthly maintenance fees
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You’ll Also Get

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How to Qualify for Rewards

Qualifying to earn your Kasasa Cash checking rewards is easy!

Just make sure the following transactions and activities post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That’s all there is to it! Even if you don’t meet your qualifications during the cycle, your Kasasa Cash account is still free.

Plus, you’ll still earn our base dividend rate. Then, the very next month you can get right back to earning your full rewards!

Ready to Open Your Kasasa Cash Checking?

If you’re not already a member, you can complete your membership application online in just a few minutes!

Already a Member?

Thank you for being a member! We can get you set up for your new Kasasa Checking quickly and easily!

Just complete the form below and a member of our team will reach out to you within 24 hours to get set up.

    The Kasasa Saver helps you make more of your Kasasa Checking Rewards. by automatically transferring them to a high-rate savings account.

Don’t want to complete online? You can also visit one of our Chicagoland branches, email us at info@firstfcu.org, or call us at 847.676.8000!

Please see below for more info on the Free Kasasa Cash Checking account.

Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.

“Monthly Qualification Cycle” means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.

Ask one of our Member Service Representatives for specific Monthly Qualification Cycle dates.

Reward Information:

When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $15,000.00 in your Kasasa Cash account earn a dividend rate of 3.50% resulting in an APY of 3.50%; and average daily balances over $15,000.00 earn a dividend rate of 0.25% on the portion of the average daily balance over $15,000.00 resulting in a range from 0.67% to 3.50% APY depending on the account’s average daily balance.

You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during the Monthly Qualification Cycle in which you qualified.

When your Kasasa Cash qualifications are not met, the dividend rate earned on the account’s entire average daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded.

Dividends will be credited to your Kasasa Cash account on the last day of the current statement cycle.

Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of 01/01/2020.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Membership restrictions may apply.

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

No minimum deposit is required to open the account.

There are no recurring monthly maintenance charges or fees to open or close this account.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Federally insured by NCUA.

Trademarks:

Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.