Basic checking accounts.

Basic Checking Account

The Basic checking account is a no-frills, no-fuss checking account with no minimum balance requirement an no monthly fees. Access funds with your Visa® Debit Card and set up overdraft protection with your savings account or line of credit.

Free Features and Services

  • Buzz Points®  – A FREE rewards program for debit and credit card users. Earn points on everyday purchases to redeem for great rewards. You’ll earn more points when you shop at local businesses.
  • Visa® Debit Card
  • No minimum balance
  • No monthly fees
  • Nationwide surcharge-free ATMs
  • Online Banking
  • Mobile Banking
  • Email and text alerts
  • Unlimited check writing privileges

Checks for the account can be purchased here


To Open
Fill out a checking account application and submit to a branch, or start the application process online and a member of our team will get in touch with you to finish the process.


Pairs well with



DescriptionFee Details
Item Returned Unpaid Fee (non-sufficient funds)$32.00/item
Item Paid Using Unavailable funds (must qualify)$32.00/item
Courtesy Pay Fee (must qualify)$32.00/item
Stop Payment Fee$32.00/item
Draft Copy$5.00/item
Collection Fee$50.00/item
Monthly Account Fee - Transition Checking Members$10.00/month
Monthly Account Fee - Basic or High 5 Members$0.00/month
Check PrintingVaries depending on style and quantity

ATM/Debit Card Services

ServiceFee Details
Card Replacement$10.00
Card Expedite Fee$25.00/occurence
Item Returned Unpaid$32.00/item
Balance Inquiry using an ATM$1.00 Per Inquiry
Eight (8) free withdrawals (ATM and POS) transactions per month$1.00 per transaction thereafter