First Financial Credit Union - Checking Accounts

High 5 Checking

This checking account option is best for active account users. If you regularly use a debit card, ATMs, prefer access to funds on the go, and want to earn higher interest on your balance – this is the account for you. You can earn 5% APY* on balances up to $2500 and up to $10 in monthly ATM fee reimbursements.

Features

Checks for the account can be purchased here

 

Pairs well with:

 

* APY = annual percentage rate. To earn 5% APY and up to $10 ATM fee reimbursements, complete 15 signature-based debit card transactions in the statement period and be actively enrolled in eStatements.

 


Rates & Fees

Rates

Account TypeMinimum BalanceRateAPY
Basic Checking$0.000.00%0.00%
$2,500.000.10%0.10%
Transition Checking$0.000.00%0.00%
$2,500.000.10%0.10%
High 5 Checking$0.00
4.90%
5.00%
$2,500.01.10%.10%

Fees

DescriptionFee Details
Item Returned Unpaid Fee (non-sufficient funds)$32.00/item
Item Paid Using Unavailable funds (must qualify)$32.00/item
Courtesy Pay Fee (must qualify)$32.00/item
Stop Payment Fee$32.00/item
Draft Copy$5.00/item
Collection Fee$50.00/item
Monthly Account Fee - Transition Checking Members$10.00/month
Monthly Account Fee - Basic or High 5 Members$0.00/month
Check PrintingVaries depending on style and quantity

ATM/Debit Card Services

ServiceFee Details
Card Replacement$10.00
Card Expedite Fee$25.00/occurence
Item Returned Unpaid$32.00/item
Balance Inquiry using an ATM$1.00 Per Inquiry
Eight (8) free withdrawals (ATM and POS) transactions per month$1.00 per transaction thereafter