Ready for a checking account that really pays? Our High 5 Checking is a high interest checking account that gives you more for more money.
- 5% APY* on balances up to $2,500. In other words, you could be earning as much as $125 each year.
- Up to $10 in monthly ATM fee reimbursements – Not only can you use the most convenient ATM and avoid the dreaded fee-free ATM scavenger hunt, you can also get as much as $120 each year in fees back onto your pocket!
- There is no minimum balance requirement and no monthly fee.
To qualify for our high interest rate and fee reimbursements, you need to have an active eStatement enrollment and complete 15 signature-based debit card transactions – about once every other day – during the statement period. That’s it! If you don’t meet the requirements during the month, we don’t fee you, you just won’t get the perks.
- 5% APY on balances up to $2,500
- Visa Debit Card
- $10 in monthly ATM fee reimbursements when you want ultimate convenience
- Nationwide surcharge-free ATMs when you want to locate an ATM
- Free overdraft transfers. Link up a savings account or Line of Credit
- Online and Mobile Banking with Bill Pay, P2P transfers and Mobile Deposit
- No minimum balance requirements
- No monthly fees
Pairs well with:
- Flex Line of Credit for overdraft protection
- Money Desktop personal financial management
- Mobile App and Mobile Deposit Capture
* APY = annual percentage rate. To earn 5% APY and up to $10 ATM fee reimbursements, complete 15 signature-based debit card transactions in the statement period and be actively enrolled in eStatements. Must be eligible for membership to open a checking account with First Financial Credit Union. A credit score and chexsystems record are obtained during the approval process. Some restrictions apply.
Rates & Fees
|Account Type||Minimum Balance||Rate||APY|
|High 5 Checking||$0.00||4.90%||5.00%
|Item Returned Unpaid Fee (non-sufficient funds)||$32.00/item|
|Item Paid Using Unavailable funds (must qualify)||$32.00/item|
|Courtesy Pay Fee (must qualify)||$32.00/item|
|Stop Payment Fee||$32.00/item|
|Monthly Account Fee - Transition Checking Members||$10.00/month|
|Monthly Account Fee - Basic or High 5 Members||$0.00/month|
|Check Printing||Varies depending on style and quantity|
ATM/Debit Card Services
|Card Expedite Fee||$25.00/occurence|
|Item Returned Unpaid||$32.00/item|
|Balance Inquiry using an ATM||$1.00 Per Inquiry|
|Eight (8) free withdrawals (ATM and POS) transactions per month||$1.00 per transaction thereafter|