Account Overview

When you want to earn a higher interest rate on your savings, consider a Certificate of Deposit. A CD is a fixed savings account that earns interest based on your balance and the term of the account – the higher the balance and the longer the term, the higher the rate.

A CD is perfect for funds you don’t need in the near future, like savings for a child’s education or a down payment on a house. You can invest as little as $1,000 and all deposit funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA).

Rates & Terms

Add our .25% APY Member Bonus to your rate when you have an active Checking Account, any FFCU loan, or a Direct Deposit.

Certificate Rates – Effective Tuesday, December 1, 2015
Certificate Term APY Minimum Deposit
12 MONTH CERTIFICATE 0.250% $1,000.00
12 MONTH CERTIFICATE 0.500% $5,000.00
18 MONTH CERTIFICATE 0.500% $1,000.00
18 MONTH CERTIFICATE 0.750% $5,000.00
24 MONTH CERTIFICATE 0.500% $1,000.00
24 MONTH CERTIFICATE 0.750% $5,000.00
36 MONTH CERTIFICATE 0.500% $1,000.00
36 MONTH CERTIFICATE 0.750% $5,000.00
48 MONTH CERTIFICATE 0.750% $1,000.00
48 MONTH CERTIFICATE 1.000% $5,000.00

APY = Annual Percentage Yield. Early withdrawal fees may reduce earnings.

View All Account and Loan Rates and Disclosures