VISA Balance Transfer Offer

FFCUPlastic2Welcome! Thank you for considering First Financial Credit Union as your lending partner. Through our partnership with A&N Mortgage, we’d like to offer you a low credit card balance transfer rate that goes incredibly well with our already-low everyday purchase rate!

When you transfer your balances from other credit cards, now through February 28th, you’ll get:

  • 2.99% APR* on your balance transfer for the next 12 months
    (through the Feb 2016 billing cycle)
  • NO balance transfer fees – most cards will charge you 3%
  • New purchases will still be at your great low rate


This Offer Ends February 28th, 2015 – How do you get started? 

Applicaiton2You don’t need to be a member to apply and you can access our online application with the link to the right. A loan officer will get in touch with you as soon as they’ve received your application,  don’t forget to mention that you were offered this special promotion with our partners A&N Mortgage!


You’ll need to become a member before we can complete the loan application, see if you’re eligible here. We’ll also need to get a signature to print checks and send them off to your current card companies, but we’ll make it quick and painless with our online e-signature tool, Docusign, or we can fax it or have you stop in at a branch.


Want to see how much you can save with a balance transfer?Calculator2

If you transfer a $2500 balance from a card charging 13.99% APR to an FFCU card with our base rate of 7.99% APR, you can save over $200 on the balance transfer and over $120 each year that you carry a balance!** Try some calculations yourself with the link to the right – please note that this is a 3rd party site and is not a guarantee of how much you’ll save. Please talk to a loan officer for more details!



* APR = annual percentage rate. Standard credit qualifications apply. Must be a member to open a new Visa credit card with FFCU. This offer is for new credit card accounts and ends February 28th, 2015. All applications must be received by February 28th and loan documents signed by March 15th to qualify for special 2.99% balance transfer rate. Some restrictions may apply, please ask for more details.


** Calculation assumes minimum monthly payments and no late payments are made.