VISA Balance Transfer Offer

FFCUPlastic2First of all, we really want to thank you for being a loyal credit union member! Without you, there would be no point to us. To work well as a financial cooperative, we want members like you to use our products so we can give back even better rewards.

That’s why we’d like to offer you a low credit card balance transfer rate that goes incredibly well with our already-low everyday purchase rate!

When you transfer your balances from other credit cards, now through October 31st, you’ll get:

  • 2.99% APR* on your balance transfer for the next 12 months
    (through the Oct 2015 billing cycle)
  • NO balance transfer fees – most cards will charge you 3%
  • New purchases will still be at your great low rate


This Offer Ends October 31st, 2014 – How do you get started? 

Applicaiton2If you don’t yet have an FFCU Visa® Credit Card, apply now! A loan officer will get in touch with you as soon as they’ve received your application and don’t forget to mention that you were offered this special promotion. If you already have an FFCU Visa®, fill out our balance transfer request form. We’ll need to get a signature to print checks and send them off to your current card companies, but we’ll make it quick and painless with our online e-signature tool, Docusign, or we can fax it or have you stop in at a branch.

Want to see how much you can save with a balance transfer?Calculator2

If you transfer a $2500 balance from a card charging 13.99% APR to an FFCU card with our base rate of 7.99% APR, you can save over $200 on the balance transfer and over $120 each year that you carry a balance. Try some calculations yourself with the link to the right – please note that this is a 3rd party site and is not a guarantee of how much you’ll save. Please talk to a loan officer for more details!



* APYR annual percentage rate. Standard credit qualifications apply for new VISA credit card accounts. This offer is valid for members receiving a personal email or phone call with extension of balance transfer offer. This offer ends November 1st, 2014. Some restrictions may apply, please ask for more details.