Whether you’re saving for your next trip, for retirement, or for anything in between, you can be confident that your federally insured funds are safe and earning competitive rates. All FFCU accounts are insured by the National Credit Union Administration (NCUA) up to $250,000 for deposit accounts, and another $250,000 for IRA plans. More Information about NCUA Insurance
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Share Savings Account
Just a $5 deposit in a Regular Share Savings account makes you a member and eligible for all the credit union’s products, services and benefits! Talk to a Member Service Representative about opening a Share Savings Account and joining the FFCU family when you stop at a branch or call 847-676-8000.
What you need to open a share savings account:
- Membership Application
- $5 deposit
- Copy of a government issued ID
| View FFCU’s Tiered Share Account Rates | Why a Member NOT a Customer? |
Youth Savings Account
Helping your kids save money and teaching them financial management skills is easy with our minor accounts and youth savings club.
UTMA Savings Account
The UTMA share is a custodial savings account that allows funds to be put under a child’s name and tax number, with the added security of having a custodian on the account until the child turns 21 years old. At that point, the account becomes a Share Savings Account under the child’s name.
What you need to open a UTMA share account:
- Copy of Child’s Social Security Card
- Copy of Custodian’s government-issued ID
- $5 deposit
Kirby Kangaroo Club
The Kirby Kangaroo Club a saving club that rewards children for making deposits into their UTMA account or joint-owned Share Savings account.
The club includes:
- Kirby Credits as rewards for making branch deposits
- Prizes that can be traded for your Kirby Credits
- Quarterly Kirby Newsletters with statements
- Kirby Website with games and activities
- Club events and contests throughout the year
View Kirby’s Website View FFCU’s Gen Y Page
Savings Clubs
FFCU understands that saving money is easier with the right tools, which is why we offer additional savings clubs for all of your savings goals. You can open these savings clubs and additional savings accounts yourself through our Online Banking system, It’sMe247 and start saving today!
Christmas Club
Need some help putting money away for the holiday season? With our Christmas Club, you can have a set amount deposited every pay period, let it add up, and we’ll transfer it all to your savings account the first week of November- just in time for the shopping season!
Vacation Club
Let this wonderful budgeting tool help you save for your next trip. This extra savings account will help keep you from spending your extra money, and you can simply withdraw or transfer the funds when you’re ready for your vacation!
Certificates of Deposit (Share Certificates)
We offer a full range of terms to best fit your needs. Earn even more in interest when you take advantage of our Member Bonus! Add .25% to your rate simply by having an active Checking (Share Draft) account, any FFCU loan, or a direct deposit.
| View Current CD Rates, Terms, and Balance Minimums |
Individual Retirement Accounts (IRA)
Searching for the right retirement account can feel like being in a maze full of wrong turns and wrong account types. Let our IRA specialists put you at ease and get you on the right path by discussing your savings goals and helping you choose between Traditional, Roth, or Coverdell accounts and IRA savings accounts or Certificates of Deposit.
| View IRA Share and CD Rates, Terms, and Balance Minimums |
Don’t forget that our Member Bonus is also available for IRA Certificates! In addition to your regular share savings and share draft account funds, all IRA accounts are insured up to $250,000. Find out more about NCUA insurance of FFCU accounts. Speak to an IRA specialist about your options by stopping at a branch or calling 847-676-8000.
Money Market Accounts
If you’re looking to earn a little extra in dividends, but don’t want to keep your money tied down for any period of time, a Money Market is just for you. See our rate sheet for our various rates and minimum balances.
| View Current Money Market Rates and Balance Minimums |
Your savings federally insured by NCUA to at least $250,000
and backed by the full faith and credit of the United States.