Fee Schedule


Share Draft (Checking) Accounts

Monthly Service FeeNo Fee
Overdraft Protection*No Fee
Non-Sufficient funds (item returned)$32.00
Item paid with unavailable funds$32.00
Stop Payment$32.00
Stop Payment on Credit Union issued check$32.00
Draft Copy$5.00
Collection Fee$50.00
Share Draft PrintingVaries depending on style and quantity

Share (Savings) Accounts

Stop Payment$32.00
Stop Payment on Credit Union issued check$32.00
Non-sufficient funds (item returned)$32.00
Item paid with unavailable funds$32.00
Continuous overdraft$2.00 per day

ATM / Debit Card Services

Card Replacement$10.00
Deposit Item returned unpaid$32.00
Balance Inquiry using an ATM$1.00 Per Inquiry
Eight (8) free withdrawals (ATM and POS) transactions per month$1.00 per transaction thereafter

General Services

Paper Statement Fee, waived for members under 19 years old, over 64 years old, or with a checking account.$1.00
Check deposit item returned unpaid$32.00
Loan Payment late Fee$35.00
Account closure within 90 days of opening$15.00
Deposit verification letter (Immigration)$15.00
Lien holder’s permission letter$15.00
Written correspondence to third party$15.00
Copy of statement or printed history of account$5.00
Money Orders$2.00 each
Account withdrawal via Credit Union checkTwo free per visit, $2.00 per check thereafter
Wire transfer – OutgoingDomestic $30.00
International $50.00
Western UnionVaries
CU Talk - Audio ResponseNo Fee
It's Me 247 - Online BankingNo Fee
CU Easy Pay- Online Bill PayNo Fee
Research$30.00 Per hour (1/2 hour Minimum)
Levies / Citations / Garnishments / Etc.$75.00
Bad Address (Return Mail)$10.00
Dormant account fee – per month for accounts with six months of no activity and balances less than $100.00. Assessed up to 47 consecutive months.$5.00
Inactive account fee - per month for accounts with 48-60 months of no activity, at which time funds by law are turned over to the State of Illinois.$10.00

*See a Member Service Representative for details.