Membership

Eligibility

First Financial Credit Union (FFCU) is a non-profit financial institution owned and operated by its members. Because we are a non-profit institution, we're able to offer lower loan rates, competitive share savings rates, and fewer fees than most other financial institutions. Each FFCU member is an owner of the Credit Union with an opportunity to have a voice in how it is governed, including the election of the volunteer board of directors.

Membership is available to anyone who lives or works in the Villages of Skokie, Morton Grove, and Lincolnwood; or the City of Park Ridge in Illinois. Employees of over 70 businesses and organizations that have joined the growing FFCU family are also eligible for membership. In addition, membership is available to relatives (by blood or marriage) of an existing member. Our "once a member, always a member" policy ensures that membership privileges last a lifetime, even when circumstances change, such as employment or retirement.

There is no application fee or annual fee required for FFCU membership. To become a member and shareholder, simply open a share savings account with a minimum $25 deposit. You can then begin to enjoy all of the many products, services, promotions, and other privileges that we have to offer. We look forward to welcoming you to the FFCU family!