Credit Guard Debt Protection

What is it?

Thinking about taking out a loan to make home improvements or buy a vehicle? It can be a financial gamble because life happens. You’re betting you can pay back your loan and you won’t lose your job (to no fault of your own), or become disabled (due to injury or illness), or pass away—which could leave your family responsible for your loan balance. Credit Guard is a voluntary loan-payment protection product that helps preserve your family’s standard of living and helps give you relief from financial burdens if a protected life event such as disability, loss of life, or involuntary unemployment happens to you.

What does it come with?

We offer three coverage options, any of which can be added to a new or existing loan.


padlockThe Padlock

Gives you peace of mind with loss of life payment protection for your loan. This basic plan ensures your loved ones will not be responsible for your loan if you pass away.



watchdogThe Watchdog

The next level of coverage that includes loss of life and disability protection. Don’t let your loans be an added burden in the event of an injury, illness or death.



fortressThe Fortress

Full protection against any of life’s unexpected events. The fortress give you coverage for loss of your job, life, and injury or disability.



How do I get it?

To add Credit Guard to a new or existing loan, talk to one of our friendly loan officers by calling 773-565-2000 or stopping in at a branch.


Your purchase of Credit Guard is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Credit Guard. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.