Fee Schedule

Share (Savings) Accounts

DescriptionFee Details
item Returned Unpaid Fee (non-sufficient funds)$32.00/item
Item Paid Using Unavailable Funds (must qualify)$32.00/item
Stop Payment$32.00/item

Share Draft (Checking) Account Related Fees

DescriptionFee Details
Item Returned Unpaid Fee (non-sufficient funds)$32.00/item
Item Paid Using Unavailable funds (must qualify)$32.00/item
Courtesy Pay Fee (must qualify)$32.00/item
Stop Payment Fee$32.00/item
Draft Copy$5.00/item
Collection Fee$50.00/item
Monthly Account Fee - First Secure$5.00/month, waived with an average daily balance of at least $2500
Monthly Account Fee -Everyday Checking$0.00/month
Check PrintingVaries depending on style and quantity

ATM / Debit Card Services

DescritptionFee Details
Card Replacement$10.00
Card Expedite Fee$25.00/occurence
Item Returned Unpaid$32.00/item
Balance Inquiry using an ATM$1.00 Per Inquiry
Eight (8) free withdrawals (ATM and POS) transactions per month$1.00 per transaction thereafter

General Services

DescriptionFee Details
Paper Statement Fee, waived for members under 19 years old, over 64 years old, or with a checking account.$1.00
Account closure within 90 days of opening$15.00
Deposit verification letter (Immigration)$15.00
Lien holder’s permission letter$15.00
Written correspondence to third party$15.00
Copy of statement or printed history of account$5.00
Money Orders$2.00 each
FFCU Bank ChecksTwo free per visit, $2.00 per check thereafter
Wire transfer – OutgoingDomestic $30.00
International $50.00
Research$30.00 Per hour (1/2 hour Minimum)
Levies / Citations / Garnishments / Etc.$75.00
Return Bad-Address Mail$10.00 per month
Dormant account fee$10.00 per month

Loan Fees

DescriptionFee Details
Item Returned Unpaid$32.00/item
Delinquency Fine (late fee)$35.00/month
Secretary of State Fees$3.00 - $297.00

Credit Card Fees

DescriptionFee Services
Card Replacement$10.00/card
Card Expedite Fee$25.00/occurence
Item Returned Unpaid$32.00/item
Delinquency Fine (Late Fee)$27.00/month

*See a Member Service Representative for details.