Benefits and Features of All FFCU Checking Accounts:
- VISA debit card with unlimited signature transactions
- Surcharge-free access to 37,000+ STARsf ATMs world-wide
- 24/7 access to your accounts with our Online, Mobile, and Phone Banking Systems
- Free E-mail Account Alerts and E-statements
- Free Online Bill Pay
- Free Overdraft Protection options
- Free Account-2-Account Transfers: Transfer funds between your FFCU account(s) and account(s) at another financial institution
| Tour Online Banking | Tour Mobile Banking | Locate ATMs |
High 5 Checking (Share Draft) Account
Our High 5 Account gives you great perks and freedom from ATM surcharge fees! And, this account has no monthly or hidden fees.

What you get:
- 5% APY* on balances under $2500.01
- $10 monthly ATM fee reimbursements – use any ATM and we’ll pay back your fees, up to $10, at the end of the month
How you get it:
- Sign up for E-statements – save us the postage (and a tree) so we can give you that nice high rate
- Make 15 debit card transactions each month – in person, online or over the phone.
Basic Checking (Share Draft) Account
Our Basic Checking might be basic, but it’s also FREE. This is the perfect account for the member who only needs to write a check or use a debit card every now and then, but doesn’t want to incur fees because they’re not using their account every day.
- No monthly fees
- No minimum balance
- No usage requirements
Weighing the Competition
We work hard to save you money. See how an FFCU Checking account stacks up against the major bank checking accounts and how we’re keeping more of your money with you:
| FFCU | ![]() |
Avg of Top 4 Banks | |
| Minimum Opening Balance | $0 | $37.50 | |
| Monthly Service Fee | $0 | $9.25 | |
| Minimum Balance | $0 | $1,125 to avoid fees | |
| Overdraft Transfer from savings | $0 | $11.12 | |
| Overdraft Transfer from a line of credit | $0 | $10.5 | |
* APY = Annual Percentage Yield






Benefits and Features of All FFCU Checking Accounts:




Your savings federally insured by NCUA to at least $250,000
and backed by the full faith and credit of the United States.