Privacy Policy

WHAT DOES First Financial Credit Union DO WITH YOUR PERSONAL INFORMATION?

Facts
Why?Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
What?The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
Social Security number and account balances

Credit history & score and checking account information

Payment history and transaction history
How?All financial companies need to share members' personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
members' personal information; the reasons First Financial Credit Union
chooses to share; and whether you can limit this sharing.

Sharing Personal Information

Reasons we can share personal informationDoes First Financial Credit Union share?Can you limit this sharing?
For our everyday business purpose —
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
YesNo
For our marketing purpose —
to offer our products and services to you
YesYes
For joint marketing with other financial companiesYesYes
For our affiliates' everyday business purposes —
information about your transactions and experiences
NoWe don't share
For our affiliates' everyday business purposes —
information about your creditworthiness
NoWe don't share
For our affiliates to market to youNoWe don't share
For nonaffiliates to market to youNoWe don't share

Limit Our Sharing

To limit our sharingCall 847-676-8000 -our menu will prompt you through your choice(s)

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we
sent this notice. When you are no longer our customer, we continue to share your information as
described in this notice.

However, you can contact us at any time to limit our sharing.
Questions?Call 847-676-8000 or go to firstfcu.org

Who we are

Who is providing this notice?First Financial Credit Union

What we do

How does First Financial Credit Union protect my personal information?To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files and buildings.
How does First Financial Credit Union collect my personal information?We collect your personal information, for example, when you
1) Open an account or apply for a loan
2) Make a wire transfer or use your credit or debit card
3) Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?Federal law gives you the right to limit only
1) Sharing for affiliates' everyday business purposes-information about your creditworthiness
2) Affiliates from using your information to market to you
3) Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to
limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?Your choices will apply to everyone on the account.

Definitions

AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
*First Financial Credit Union does not share with its affiliates*
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
*Non-affiliates we share with can include plastic card processors
(credit/debit), financial statement publishers or printers, consumer reporting agencies, data processors, check printers*
Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
*Our joint marketing partners include CUNA Mutual Group's MEMBERCONNECT program*