When you want to earn a higher interest rate on your savings, consider a Certificate of Deposit. A CD is a fixed savings account that earns interest based on your balance and the term of the account – the higher the balance and the longer the term, the higher the rate.
A CD is perfect for funds you don’t need in the near future, like savings for a child’s education or a down payment on a house. You can invest as little as $1,000 and all deposit funds are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
Rates & Terms
Add our .25% APY Member Bonus to your rate when you have an active Checking Account, any FFCU loan, or a Direct Deposit.
|Certificate Rates – Effective Thursday, July 2, 2015|
|Certificate Term||APY||Minimum Deposit|
|12 MONTH CERTIFICATE||0.250%||$1,000.00|
|12 MONTH CERTIFICATE||0.500%||$5,000.00|
|18 MONTH CERTIFICATE||0.500%||$1,000.00|
|18 MONTH CERTIFICATE||0.750%||$5,000.00|
|24 MONTH CERTIFICATE||0.500%||$1,000.00|
|24 MONTH CERTIFICATE||0.750%||$5,000.00|
|36 MONTH CERTIFICATE||0.500%||$1,000.00|
|36 MONTH CERTIFICATE||0.750%||$5,000.00|
|48 MONTH CERTIFICATE||0.750%||$1,000.00|
|48 MONTH CERTIFICATE||1.000%||$5,000.00|
APY = Annual Percentage Yield. Early withdrawal fees may reduce earnings.